UNPARALLELED ADVICE ON MEETING THE COST OF CARE FEES - REGARDLESS OF MEANS It has always been a fundamental concern of Care Directions that people should be fully prepared to be able to make the best choices - whatever the care needed, for themselves or their loved ones. All too often, a 'head in the sand' attitude results in crisis management - with resultant heavy costs to pay in both financial and emotional terms. The situation concerning care fees can be a major cause of heartache and disappointment.  Those self funders with capital  assets of more than £22,250 may find that they have to pay all of their care costs – with the average annual fee for private nursing care in England being in excess of £33,000 and £23,000 for residential care. Not only could capital assets be drained, but those missing out on state funding may well find themselves 'out of the system' of support. This can result in choosing residential care that is inappropriate for needs, or will be too expensive for the local authority to fund when own capital is exhausted. It is a sobering thought also that the Commission for Social Care and Inspection (CSCI) recently found that pensioners forced to sell their homes to pay for continuing care are commonly charged more than fellow care home residents paid for by the local authority! Quite clearly, it pays to be fully informed of all funding possibilities, before the crisis of care home need might arise. The following information is provided by NHFA - the UK's leading specialist care fees advisory practice - whose stated objective is to help enable older people to obtain and meet the cost of their chosen care for life - whilst, as far as possible, also preserving their hard earned capital. Advice and information available to all NHFA advice and information is available to all, regardless of means - and extends to care home fees, care services and rights to benefits. Care Directions works with NHFA Care Fees Advice, whose expert advice and information on these issues is available to all regardless of means. Further 'callback' information, an appointment with your local NHFA Care Fees Adviser, or a free copy of the NHFA Long Term Care Guide can be obtained, without any obligation, by submitting the following form. Please click as many as appropriate I have a particular query I wish to discuss with the NHFA Care Advice Line. I am privately funding care and would like one of NHFA's local Care Fees Advisers to contact me to discuss particular circumstances and the financial products available to meet care costs. I would like to receive a free copy of NHFA's Long-Term Care Guide please   Fields in bold must be completed. First name   Surname   Address   Postcode   Telephone (day)   Telephone (evening)   Email   Please enter here any particular query relating to your care NHFA can help you with, or further information you would like.     Data Protection To enable NHFA Ltd to conform with the Data Protection Act 1998 I agree that NHFA may use the information I have supplied to recommend appropriate schemes and administer my application (should I decide to apply for a scheme). Any personal information I provide will be treated as private and confidential, and held and processed, on computer or otherwise, by NHFA Ltd as a result of my application (whether or not it proceeds) or any subsequent agreement. NHFA Ltd may analyse the information they hold about me to help them improve their service to me, to monitor their business and for market research so they may identify any products or services which may be of interest to me. From time to time NHFA Ltd, its associated companies and carefully selected third parties may then contact me by letter, telephone, email or other appropriate means with offers reflecting my preferences. I understand that no future products will be marketed to me if I tick this box Only if I decide to proceed with a product will my personal information be disclosed to potential providers and their agents or to any person in circumstances where the disclosure is required by law.'